Your Quick Guide to Bad Credit Mobiles

Your Quick Guide to Bad Credit Mobiles

Did you know that your credit rating could affect your contract phone application? If you have a bad credit score and you want to apply for a contract phone, getting approved may not be as smooth or easy. In fact, you will likely get a few rejections from major providers in the UK. If this is the case for you then you might want to consider bad credit mobile phones.


What are bad credit mobile phones?

Bad credit mobiles are like any typical contract phone deal only that these deals are specifically offered for people with issues on their credit rating. If you have bad credit and you’ve been constantly rejected for a phone contract, a bad credit phone plan is worth considering. Because these deals are specific for customers like you, you won’t have to worry about rejection.

Like with a traditional contract phone, you’ll get a smartphone plus a bundle plan on your phone services. In the same manner, you’ll be paying a fixed monthly fee as well for 12, 24 or 36 months depending on which contract plan you applied for.

Who are they for?

Bad credit mobile phones, as mentioned, are for mobile users with bad credit scores. If you are of legal age and you live in the UK, you can apply for this type of phone deal online. You don’t have to worry about your poor credit rating since it’s usually not a factor providers consider when giving approval for your contract phone application. To apply and get approved fast, make sure you have the basic documents ready, which include proof of identification, billing address and income.

Why choose a bad credit phone?

If you’re sure that a contract phone deal is the best option to meet your monthly mobile phone usage then you should choose a bad credit phone for its number of advantage. With a bad credit phone, you can get approved even if you have a bad credit score. There is no credit check anymore hence faster approval for your contract phone application. You get to enjoy the same perks like generous bundle plans at an affordable rate. And provided that you pick the right plan, you’re on track to earning huge phone bill savings in the long run.


What are the downsides?

Unfortunately, bad credit mobile phones are not all advantages. There are a number of downsides to keep in mind if you’re applying for this type of deal. One downside is the price. Because these deals are specific for consumers with bad credit, the monthly rates may be more expensive than if you have a good credit score. Another downside is the limited mobile phone choices. You won’t be able to avail the latest handset at the moment because of your credit score. You can however upgrade your package once your credit score sees a significant improvement. To boost your credit rating, the trick is to make sure that you’re paying your monthly fees on time each month.

Should you go for it?

Now that you understand what bad credit mobile phones are, the next question to ask is whether to go for it or not. There is no one best answer for the question that works for everyone. At the end of the day, it will still boil down to how a bad credit phone can meet your needs. If you’re sure that it’s perfect for your mobile usage situation and if you know that you can afford the monthly fees then you should definitely go for it.