8 June, 2016
Did you know that your credit rating could affect your contract phone application? If you have a bad credit score and you want to apply for a contract phone, getting approved may not be as smooth or easy. In fact, you will likely get a few rejections from major providers in the UK. If this is the case for you then you might want to consider bad credit mobile phones.
What are bad credit mobile phones?
Bad credit mobiles are like any typical contract phone deal only that these deals are specifically offered for people with issues on their credit rating. If you have bad credit and you’ve been constantly rejected for a phone contract, a bad credit phone plan is worth considering. Because these deals are specific for customers like you, you won’t have to worry about rejection.
Like with a traditional contract phone, you’ll get a smartphone plus a bundle plan on your phone services. In the same manner, you’ll be paying a fixed monthly fee as well for 12, 24 or 36 months depending on which contract plan you applied for.
Who are they for?
Bad credit mobile phones, as mentioned, are for mobile users with bad credit scores. If you are of legal age and you live in the UK, you can apply for this type of phone deal online. You don’t have to worry about your poor credit rating since it’s usually not a factor providers consider when giving approval for your contract phone application. To apply and get approved fast, make sure you have the basic documents ready, which include proof of identification, billing address and income.
Why choose a bad credit phone?
If you’re sure that a contract phone deal is the best option to meet your monthly mobile phone usage then you should choose a bad credit phone for its number of advantage. With a bad credit phone, you can get approved even if you have a bad credit score. There is no credit check anymore hence faster approval for your contract phone application. You get to enjoy the same perks like generous bundle plans at an affordable rate. And provided that you pick the right plan, you’re on track to earning huge phone bill savings in the long run.
What are the downsides?
Unfortunately, bad credit mobile phones are not all advantages. There are a number of downsides to keep in mind if you’re applying for this type of deal. One downside is the price. Because these deals are specific for consumers with bad credit, the monthly rates may be more expensive than if you have a good credit score. Another downside is the limited mobile phone choices. You won’t be able to avail the latest handset at the moment because of your credit score. You can however upgrade your package once your credit score sees a significant improvement. To boost your credit rating, the trick is to make sure that you’re paying your monthly fees on time each month.
Should you go for it?
Now that you understand what bad credit mobile phones are, the next question to ask is whether to go for it or not. There is no one best answer for the question that works for everyone. At the end of the day, it will still boil down to how a bad credit phone can meet your needs. If you’re sure that it’s perfect for your mobile usage situation and if you know that you can afford the monthly fees then you should definitely go for it.
25 May, 2016
If you’re on a tight budget but you’re looking for a good phone to buy then the Microsoft Lumia 650 may be ideal for you. If you especially want a Windows phone with good features at a price you can afford the continue reading. Below is a quick review of the phone, which should hopefully help you decide.
At first glance, the phone is a head-turner in its own right. It features a great and sleek design you would think it’s worth more than its cheap price tag of about £160. The phone has a plastic rear complemented with a premium-looking metal frame. The combination gives the phone just the right touch of class you’ll quickly love.
The phone is your standard mid-size phone featuring a 5-inch OLED screen with 720p resolution. While the resolution may be pretty low in comparison with rival phones, the Lumia 650 will give you a reasonably sharp display, which for any typical user may be enough.
The Lumia 650 has Windows 10 Mobile for its operating system. While the OS has more improvements to work on yet, the phone works pretty decent provided that you don’t bombard it with a lot of running applications. If you do, it can it sluggish and buggy. Hardware-wise, the phone is pretty good while the software side is less than stellar.
If you’re looking for a powerful device on a budget, the Lumia 650 isn’t it. The phone is clearly not a powerhouse budget phone. It has enough power to keep you going but it won’t be as robust as other high-powered options available in the market. It features Qualcomm Snapdragon 212 CPU with 1GB RAM. The combination isn’t bad but it’s great either.
As for battery, the phone has 2,000 mAh battery, which again is not great but good enough for regular day to day use. So long as you’re not going to use a ton of apps on this phone, your battery should tide you up throughout the day.
When it comes to the camera, it features a decent 8-MP rear camera and 5-MP front camera. The camera is not as great as that of Moto G but its decent enough to allow you to capture decent images during the day.
Do we recommend it?
Yes if you’re looking for a budget Windows phone that does the basic functions of a mobile phone and no if you’re expecting a powerhouse digital phone for the price of £160.
25 May, 2016
One of the easiest ways to own a smartphone without paying for it upfront is by applying for a contract phone deal. A contract phone includes two key elements as part of the package. One is a handset of your choice and two is your bundle plan inclusive of your call, text and data allowance.
If you have a good credit score, handset selection is wide and varied. It will be easy to get approved for a high-end handset without hitch. If you have issues with your creating rating, however, you may be better off with opting for the cheapest mobile phones available.
To help you pick a good contract phone deal suited for your budget, we’ve listed below some of the best and cheap deals available in the market today:
Microsoft Lumia 535
Offered at Talk Mobile, this offer is a 24-month contract inclusive of 1000 minutes, 5000 text message and 2GB of data. Not only that but you also get £50 cash back. Tethering is also included, as part of the package and you’ll be paying £12.50 per month for all these.
Moto G 3 (2015)
Cheaper than the Lumia 535, this offer is also from Talk Mobile priced at £10 per month. The plan is inclusive of 500 minutes, 5,000 texts and 1GB data. £15 cash back and tethering are included. This deal is ideal for minimal users. It has enough allowances for a 24-month contract priced at a cost you can afford.
Apple iPhone 5s
If you’re a loyal iPhone user and you want an iPhone 5s, this deal from EE is quite affordable for £14.99 per month for a 24-month contract. The plan is inclusive of 300 minutes, unlimited texts and 300MB data. This deal is a little stingy on data but if you’re not going to browse often on your mobile anyway then this one is worth considering.
Samsung Galaxy S5 Mini
Another great offer from Talk Mobile is this Samsung Galaxy S5 Mini at £12.50 per month. Like the aforementioned deals, this one lasts for 24 months offering you generous allowances of 1,000 minutes, 5,000 texts and 2GB data. Tethering is already included in the package.
Samsung Galaxy A3
If you’re looking for something cheap like a contract deal at only £10 per month then this offer from Talk Mobile may be perfect for you. The deal offers Samsung Galaxy A3 for the handset while the bundle plan is inclusive of 500 minutes, 5,000 texts and 1GB data. The contract lasts for 24 months inclusive of tethering option.
Apple iPhone SE 16GB
If you can’t afford to get the iPhone 6S yet, you can always settle on Apple’s cheaper and latest addition to the iPhone series. The Apple iPhone SE may not be as feature-packed or high performance as iPhone 6S but it’s a great phone nonetheless. You can get it for free through an EE 24-month contract phone plan. The plan includes 300 minutes, unlimited texts and a stingy 300MB data. It will cost you about £14.99 per month plus £50 upfront fee.
Samsung Galaxy S6 32GB
If you’re willing to spend a little more, you can check out Vodafone’s offer. The plan costs £19 per month making this the most expensive option on this list but the Galaxy S6 for handset is more than enough an incentive for loyal Samsung users. Bundle plan includes 500 minutes, unlimited texts and 500MB data. It also comes with £50 upfront fee. The contract phone plan just like most contract plans last for 24 months.Read More
25 May, 2016
With the plethora of mobile phone choices in the market, the most common and pressing question everyone constantly asks is this: Which one should I buy?
Picking the perfect mobile phone to suit both your needs and budget can be challenging. If you can afford high-end and terrific smartphones such as the Samsung Galaxy S7 and the iPhone 6S, the choice may not be as hard. Mobile phone buying, however, becomes a tad more challenging if you’re on a tight budget. But don’t panic, we’re here to help. Below is a quick guide if you’re looking for a budget phone:
Don’t be too cheap
Even if you’re looking for a cheap mobile phone, it doesn’t mean that you should be a complete and total cheapskate. If you’re especially thinking of using your phone for a couple of years or longer before you upgrade then you should allot a little more for this purchase if you can afford it. The trick is to find the right balance of price and features. Don’t go overboard and don’t go under board either.
Know which type of phone you want
There are different types of phones available in the market. The cheapest of the lot clearly is the basic phones. If you’re only looking for a phone that makes calls and send text messages then sticking with a basic phone is your best bet. A level higher than basic phones are feature phones, which has a set of added features than basic phones. And then you have the smartphones, which is a top choice for majority of mobile users. Smartphones are not only great for basic functions but it usually has Wi-Fi connectivity, higher power, faster performance and a plethora of great features.
Decide on the size
If you’re like most mobile users, chances are high that you’ll probably go for a smartphone. Not only is this type of phone packed with features but there are quite a number of cheap smartphones worthy of your hard-earned money. One way to narrow down your smartphone choices is to decide on the size. Smartphones come with small screens (4.5 to 4.9-inch), medium screens (5.0-5.4-inch) and large screens (5.5-inch or larger). When choosing a size, it usually boils down to your preference.
Research key features
Once you’ve decided on the size, the next step is to research key features. When comparing features, it’s rare to find a phone with perfect features in every aspect especially since you’re looking for a budget phone. In this case, you need to prioritize which features are more important for your mobile phone needs. For instance, if you are going to take a ton of pictures with your phone then you’d want one with a great rear camera. If you want a longer battery life then look for a phone with excellent battery pack. Other key features you may want to take into consideration includes processor, storage, 4G connectivity and more.
To buy or to opt for a phone plan?
After going through the steps above, you should be ready to own your best budget phone. At this point, you’ll just need to decide whether to buy the phone upfront or avail a phone contract plan. With the first option, you’ll have to pay for the phone in full, which means no monthly fixed fees. If you’re going the latter option, you’ll avail a bundle plan on top of the free handset. You’ll also be tied for typically 24 months paying a fixed monthly fee for your handset and phone service plan.